The Affordable Care Act is intended to build on the current system of employer-sponsored insurance (ESI). For that reason it contains provisions that are designed to deter what is known as “crowd out” – the replacement of private health insurance with publicly subsidized coverage (such as BadgerCare). It can occur if either employers or employees drop private insurance in favor of coverage under a public insurance program.
This two-page flyer summarizes the restrictions on eligibility for subsidized health insurance coverage for individuals who have access to employer-sponsored insurance.
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