Q&A: Insurance Coverage for Pre-existing Conditions

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Now that the Affordable Care Act (ACA) has been in place for several years, most Americans take it for granted that their health insurance policy will cover the medical care they need. We no longer worry that the insurance company will deny coverage to treat health conditions that we had before acquiring our health insurance.

However, despite the fact that coverage of “pre-existing conditions” is an extremely important and very popular part of the ACA, it is one of the parts of the law that is being attacked on many fronts and could soon be eliminated. A pending lawsuit that could strike down the entirety of the ACA is one of many threats to the current laws and regulations that ensure coverage of pre-existing conditions.

This Q&A report explores the history of coverage for people with pre-existing conditions, the protections provided by the ACA, and the current threats to that coverage from policymakers and political leaders in Wisconsin and at the federal level. Read the full report below or download a printable PDF version here

Pre-Existing Conditions Q&A

 

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